Bajaj Housing Finance shares witnessed a significant uptick on April 23, gaining 4.5% to touch Rs 137 per share, following the company's robust Q4 FY25 results.
Market Performance
- Bajaj Housing Finance shares have climbed 3.6% in 2025, outpacing the Nifty 50's 2% gain.
- The stock's recent rise was fueled by strong financial performance during the January–March quarter.
Main News
In the fourth quarter of FY25, Bajaj Housing Finance delivered a 54% year-on-year (YoY) jump in net profit, indicating strong operational momentum despite market competition.
Key Highlights from Q4 FY25:
- Net Profit: ₹587 crore, up from ₹381 crore in Q4FY24
- Net Interest Income (NII): ₹823 crore, up 31% YoY from ₹629 crore
- Gross Disbursements: ₹14,250 crore vs ₹11,393 crore YoY
- Assets Under Management (AUM): ₹1.14 lakh crore, up 26% YoY
Company Details
Bajaj Housing Finance, a subsidiary of Bajaj Finance, has consistently grown across financial metrics.
- The company maintained stable asset quality in Q4FY25:
- Gross NPA: 0.29%
- Net NPA: 0.11%
- Provision Coverage Ratio (Stage 3 Assets): 60%
- The business continues to sustain a low-risk loan book supported by controlled NPAs.
Financial Snapshot
Revenue & Profitability:
- Net ProfitProfit: ₹587 crore (▲54% YoY)
- Net Interest Income: ₹823 crore (▲31% YoY)
Disbursements & AUM:
- Gross Disbursements: ₹14,250 crore (▲25% YoY)
- AUM: ₹1.14 lakh crore (▲26% YoY)
Asset Quality:
- Gross NPA: 0.29%
- Net NPA: 0.11%
- Provision Coverage: 60%
Summary
Bajaj Housing Finance shares have responded positively to the company's strong Q4 earnings, registering over 4% intraday gains. The robust profit growth, stable asset quality, and rising disbursements reflect a healthy financial outlook for the housing finance player.
As the company maintains its position above the ₹1 lakh crore AUM milestone, investor confidence continues to grow, making Bajaj Housing Finance shares one to watch in the NBFC space.
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