CSB Bank Share Price: Rises Nearly 5% Following Strong Q4 Business Update

Market Performance

The CSB Bank share price experienced a nearly 5% increase in early trading on Wednesday, reaching ₹315.65 per share on the BSE. Despite this short-term gain, the stock has shown mixed Performance over different periods:

• 1-Month Change: +10%
• Year-to-Date (YTD): -2%
• 6-Month Change: -2%
• 1-Year Performance: -19% (small-cap stock category)
• 2-Year Gain: +25%
• 5-Year Return: +171%

Business Update – Q4 FY25

CSB Bank released its operational update for the fourth quarter of FY25, showcasing strong growth across key banking metrics:

Deposits

• Total Deposits: ₹36,861 crore
  • Growth: +24.03% YoY (₹29,719 crore in Q4FY24)
  • Q3FY25 Level: ₹33,407 crore
• CASA Deposits: ₹8,918 crore
  • Growth: +10.31% YoY (₹8,085 crore in Q4FY24)
  • Q3FY25 Level: ₹8,042 crore
• Term Deposits: ₹27,943 crore
  • Growth: +29.16% YoY (₹21,634 crore in Q4FY24)
  • Q3FY25 Level: ₹25,365 crore

Advances

• Gross Advances: ₹31,843 crore
  • Growth: +29.59% YoY (₹24,572 crore in Q4FY24)
  • Q3FY25 Level: ₹28,915 crore

Company Update

CSB Bank has scheduled a board meeting on April 28, 2025, to review and approve the audited financial results for Q4 and the full financial year ending March 31, 2025. This was confirmed in a regulatory filing submitted on April 1.

Financial Performance – Q3 FY25

Though the Q4 financials are pending, results from Q3 FY25 are available:

Revenue

• Net Interest Income (NII): ₹375.4 crore
  • Change: -1.9% YoY (₹383 crore in Q3 FY24)

Net Profits

• Net Profit: ₹152 crore
  • Growth: +1.3% YoY (₹150 crore in Q3 FY24)

Summary

CSB Bank has reported notable deposit growth and advances for the fourth quarter of FY25, contributing to a short-term rise in its share price. While recent Performance has been mixed, long-term returns remain strong. The bank is expected to release its audited financial results by the end of April 2025, providing further insight into its full-year financial health.