CSB Bank Share Price Rises on Strong Q4 Business Update

Market Performance

CSB Bank's share price increased nearly 5% in early trading on Wednesday following the announcement of its fourth-quarter business update for FY25. The stock rose 4.91% to reach ₹315.65 per share on the BSE.

Over the past month, the stock has gained 10%; on a year-to-date (YTD) basis, it has declined by nearly 2%. In the last six months, CSB Bank shares have fallen by 2%, and the stock has dropped by 19% over the past year. However, in a longer-term view, CSB Bank's share price has increased by 25% in two years and delivered returns of 171% over five years.

Q4 Business Update

CSB Bank reported a significant growth in deposits and advances for the quarter ending March 2025.

Deposits Growth

• Total Deposits: ₹36,861 crore, reflecting a 24.03% increase from ₹29,719 crore in Q4FY24.
• CASA Deposits: ₹8,918 crore, up 10.31% from ₹8,085 crore in the previous year.
• Term Deposits: ₹27,943 crore, marking a 29.16% increase from ₹21,634 crore YoY.
• In Q3FY25, CASA deposits stood at ₹8,042 crore, while term deposits were ₹25,365 crore.

Advances Growth

• Gross Advances: ₹31,843 crore, a 29.59% rise from ₹24,572 crore in Q4FY24.
• As of December 2024, gross advances were at ₹28,915 crore.

Financial Results Announcement

CSB Bank is scheduled to release its financial results for Q4FY25 and the full fiscal year on April 28, 2025. The board of directors will assemble to review and authorize the audited financial statements for the quarter and fiscal year ending 31st March 2025.

Previous Quarter Performance

For the third quarter of FY25, CSB Bank reported:

• Net Profit: ₹152 crore, a slight increase of 1.3% from ₹150 crore in Q3FY24.
• Net Interest Income (NII): ₹375.4 crore, a decline of 1.9% from ₹383 crore YoY.

Stock Performance Overview

Despite short-term fluctuations, CSB Bank shares have shown steady performance over an extended period. While the stock has decreased 2% in the past six months and 19% over the past year, it has gained 25% in two years and provided strong returns of 171% over five years.

As of 9:50 AM on Wednesday, CSB Bank shares were trading 2.49% higher at ₹308.35 per share on the BSE.