Yes Bank's share price Bank'sy 5% on April 21, 2025, following the release of its financial outcome for its fourth quarter of the fiscal year. By 9:45 AM IST, the stock was trading at ₹18.9 on the BSE, reflecting a 4.4% gain. The 52-week high and low for the stock were ₹28.55 and ₹16, respectively. The Bank’s capitalization was approximately ₹59,200 crore.
Financial Results for Q4 FY25
Yes Bank reported a 63% year-on-year rise in standalone net profit for the March quarter.
Revenue:
Net Interest Income (NII) stood at ₹2,276 crore, marking a 5.7% increase compared to the same quarter last year.
Other Income:
The Bank’s interest income, which includes fees, commissions, and other earnings outside traditional lending, increased by 11% to ₹1,567 crore.
Provisions:
Provisions and contingencies, or funds set aside for potential bad loans, fell by 32.5% year-on-year to ₹318 crore.
Net Profits:
Net profit rose to ₹738 crore in Q4 FY25 from ₹452 crore in the corresponding quarter of the previous year.
Operational Metrics
The gross non-performing asset (GNPA) ratio remained steady at 1.60% at the end of March.
Loan growth was recorded at 8.1% year-on-year, while deposits rose by 6.8%.
The net interest margin (NIM), an essential measure of profitability, was 2.50%, slightly up from 2.40% in the same period last year and the preceding quarter.
Company Overview
Yes Bank is a privately-owned bank based in Mumbai that operates in multiple financial services segments. Its latest financial performance reflects improved profitability and stable asset quality, mainly due to decreased provisioning and increased core and non-core income.
Summary
Yes Bank’s QBank's results indicate a strong financial performance, highlighted by significant growth in net profit, higher income from both interest and non-interest sources, and steady asset quality. The positive momentum in key financial indicators contributed to Yes Bank's sBank'srice rise following the earnings announcement.
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